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Malloy’s reflection on Hesburgh

first_imgEditor’s note: University President Emeritus Fr. Edward “Monk” Malloy spoke during the Tuesday night wake service for University President Emeritus Fr. Theodore Hesburgh, who died Thursday. The following is his speech in its entirety.“Come, Holy Spirit.“A couple weeks ago Fr. Charlie Kohlerman, the superior of Holy Cross, our healthcare and retirement facility where Fr. Ted lived for a number of years, called me and a number of other of Ted’s close friends and said, ‘The end is near. If you want to have a last, final conversation with Ted, you’d better do it quickly.’“I knew that I would be traveling, and so I was a little worried about when was the best time. When Melanie came back, she said to Joan, my assistant, ‘He’s in the office. We never thought he’d come back here.’ So I thought I would visit him there, but then somebody came to visit me and I wasn’t able to catch him there. So I went over to the Holy Cross House. I went up to his room. The television was on, but there was nobody there. So one of the nurses said, ‘Follow me.’ So we went down to the first floor and out into this bubble, which was the approved place for smokers.“Now, you have to know that this is not enclosed as far as walls. And so there was a gigantic heater and Ted was wearing a hat and three layers of clothes and blankets on his feet. And he had a stogie in his mouth and he was puffing away, but it wasn’t lit. And I didn’t know if I should tell him or not. A little later, another resident of Holy Cross came by and he wanted to smoke a cigarette. He, too, was close to 90, so who am I to give him a word of reproach? He said, ‘Now don’t worry about me; I can’t hear anything.’ So he just watched us the whole time. About halfway through our conversation, which was very personal, I thought, well, maybe I should tell Ted that his cigar was not lit. So this guy said, “Well, I have a lighter.” The guy would light the thing, Ted would lean over and the wind from the heater would blow it out every time. Finally Ted was satisfied and went puffing away.“I said, ‘Ted, what have you been thinking about?’ He said, ‘Eternity.’ He said, ‘The phrase that keeps coming into my mind: no eye has seen nor ear heard what God has in store for those who love Him.’ I was blown away, of course. And I recognized at that point that he knew that he was going to die soon and that he was full of utter gratefulness for his life and all of the gifts that he had enjoyed along the way.“I said, ‘Let’s talk about people.’ And we started with Ned Joyce, who he often described as his best friend in his whole life. For 35 years, they were colleagues and friends and companions, Ted as president, Ned Joyce as executive vice president. You couldn’t have found two people that personality-wise were more different. Their politics, their ecclesiology — all different.“But Ted was proud when he said, ‘We never had a fight.’ I think that was influenced by the fact that Ted had the last word. But those of you who have had a chance to read the wonderful book ‘Travels with Ted and Ned’ — I always wonder what the book would have included if it had been ‘Travels with Ned and Ted.’ Well, we’ll never know.“He talked about Helen Hosinski, his secretary-assistant, whose gnarled hands didn’t prevent her for years from getting everything done, taking dictation, making sure she could prevent the wrong people from getting access, organizing his schedule and otherwise making his life easier. Ted used to say, ‘We’re just figureheads. It’s the women of Notre Dame like Helen who really run the place.’ That, of course, is very true.“We talked about Ed Stephan, who became the first chair of the Board of Trustees in its modern version, who wrote the constitutions and the by-laws of the University in the transition from Holy Cross ownership to a shared responsibility of the Fellows and the Board of Trustees. … Notre Dame would never have been as successful if this dramatic transformation had not taken place. The skill, the enthusiasm, the generosity of so many trustees through the years has been transformative for Notre Dame.“And a lot of that goes back to Ted’s doctoral dissertation in Catholic University on the role of the laity in the modern church. Ted was always open to new ideas, new perspectives, including new structures.“Ted was very thankful for the wonderful care he received at Holy Cross House. From the doctors and the nurses to his companions there, other Holy Cross religious. Shortly before he died, around lunchtime, they anointed him and he was able to say words of thanksgiving to the whole community assembled there. What a gift they were to him.“Melanie Chapleau. How can we describe what Melanie was to Ted? She ordered his life, she was able to make sure that he was attended to as he went through the decline to his health. She became a weightlifter when he had to get in and out of wheelchairs and in and out of cars and all those sorts of things. She represents all the best of what the staff are like at Notre Dame.“Marty Ogren and the drivers who took him everywhere; the police security department, who were always on call, in a sense, when he had to go from point A to point B. They were generous, and he would always give them a blessing at the end, no matter what their religious heritage. Ted was appreciative at the end of his life of all those who had been so generous to him along the way.“If you’ve read the obituaries, you know that his autobiography starts rather simply: upstate New York, a loving, Catholic family, thinks he wants to be a priest in grade school — too young. In high school he sees the group of Holy Cross religious giving a mission in his parish. He says, ‘That’s the group I want to belong to.’ He’s accepted, goes through formation, and the next thing you know, he’s studying in Rome at the Gregorian. And, fortuitously, it helped him become a linguist, which in so many of the things he did later was a great asset.“But then, before World War II breaks out, he was able to get back to the States, gets ordained and goes and does his doctorate at Catholic University. He comes back. We all know the stories about wanting to be a Navy chaplain. He comes back; he gets assigned to be the rector of Farley Hall, to be the chaplain for Vetville for all those returning veterans and their spouses or about-to-be-spouses and children. He loved it. It allowed him to be a pastor in the full sense of the term.“Then he gets appointed the head of the theology department, writes textbooks and then, he made that quick jump and became executive vice president. Because of the canon law requirements of the day, when Fr. John Cavanaugh, who was both president and superior, had to step down, Ted became his successor. He talks about, it was just kind of obedience: you go to the chapel, they give you your obedience, somebody gave you the keys and that was it. Notre Dame didn’t have a budget in those days. He didn’t even know how to turn the lights on.“But what a transformative effect he had right from the beginning. His aspirations were high, but the resources were low, and so one of the things inevitably, he had to be a proclaimer of what Notre Dame could be. The Ford Foundation had seed grants that became pivotal for Notre Dame and through the years we began to accumulate the capital necessary to become a great university.“Once Ted asked me and a group of people, on the basis of an experience working with nuclear disarmament and peace issues, if we would form a little committee to think about how we would form an institute for peace studies. We thought, like most academics, things would last about a year. We had one meeting. Ted was invited to give a talk in San Diego about his dream of a peace institute.“After it was over, a woman came up he had never met before and she said, ‘How much would it cost?’ He said, ‘Who are you?’ She said, ‘I don’t know, but I can find out for you.’ So she gave him her card. ‘Joan Kroc,’ it said, as he found out soon, the inheritor of the McDonald’s fortune. We came back — we had five meetings in five days. We sent her prospectives. He said, ‘It’s going to take 6 or 7 million dollars. We’ll be happy to come out and meet with you.’ She said, ‘That won’t be necessary. I’ll send it to you in the overnight mail.’ He went, “What?’“And then, between the time she sent it and when we were ready to cash it in, it accrued by $100,000. So we offered to send the $100,000 back, and she said, ‘Because you’ve been so honest, you can keep it.’ And that was the beginning of an extraordinary relationship with someone who’s not Catholic, who’s not very active in church life but wanted to be a generous person in every possible way.“One of Ted’s things — if he had to choose where to die, would have been, I think, to be celebrating Mass in the chapel at Land O’ Lakes. He loved to go there at the end of the academic year to fish, to read, to be himself in nature, in this aquatic research facility that was facilitated by the Hank family and so many others. He was at home there. When I was having my last meeting with him, I said, ‘Did you ever hear the rumor that when you were out fishing, when you couldn’t see anymore, that somebody in a wetsuit would go down below the boat and hook the fish on the line?’ He said, ‘No, that couldn’t possibly be true.’“One of the most extraordinary things about Ted Hesburgh was his interest in civil and human rights. When he was appointed to the Civil Rights Commission by President Eisenhower and made the head of the group by President Nixon, he … did not have much personal experience in dealing with this issue, this great scourge on American life. But he was a quick learner, and someone who believed deeply about civil and human rights in every possible fashion.“And so one of the most iconic pictures of him that many of us have seen is holding hands, or locking arms, with Martin Luther King, Jr. and several others up at Soldier Field in Chicago, singing ‘We Shall Overcome.’ He went from somebody without much experience in this important issue in our common life to someone who was responsible, in a sense, for the Civil Rights Act of 1964. Hard to explain it, but many times he played a providential kind of role in the events of our time.“Ted was a polymath, a quick learner. He wasn’t so much a specialist at any one thing, but he learned about science because it was important. He learned about civil rights because how else would he effectively play that role? And he learned one time, he decided, enough about Islam, so he rented passage on an oiler, got a bunch of books and simply spent the whole time reading about Islam and celebrating Mass with the people on the crew. That was the kind of person that Ted Hesburgh was. Find the issue, get invited by presidents and popes and try to make a difference.“He had a great friendship with Pope Paul VI, and Pope Paul and he would gather periodically and exchange gifts close to their own hearts. And eventually, Pope Paul asked him to found an ecumenical institute in the Holy Land. Originally, it was in Jordan. Now, it’s sitting in Jerusalem looking into Bethlehem. It was one of the places that was closest to Ted’s heart, and his goal in life was to see the antagonists in the Holy Land gather for however long it took at Tantur and come up with a peace plan that would bring final and lasting peace to the region. That’s a wonderful dream, even to this day.“Ted was a daredevil. He liked challenges. Once I was with him at Jericho, reportedly the oldest city in the world, and it was about 108 in the shade. And Ted was about 82. I said, ‘We can just look at it, Ted.’ He said, ‘Oh no, we’re going to the top.’ We went up there, both of us sweating but not holding back from taking the risk and experiencing the fullness of that particular place.“He celebrated Mass in a submarine between California and Hawaii and on aircraft carriers. He went to the Antarctic, and then he flew in a supersonic transport, which was one of the most important items in his office area. But his great dream in life was to be the first priest to celebrate Mass in outer space as an astronaut. He and Walter Cronkite were lined up, but then the tragedy of the Challenger disaster happened, and he was never able to fulfill that dream.“Ted was in 100 countries, I think. One time, I was able to go to Tibet, and he said, ‘I’m so envious of you. I’ve only been to Nepal and Afghanistan and China and India and — but I’ve never been to Tibet.’ I said, ‘Too bad, Ted.’“One of Ted’s great lines: ‘A Catholic university is the place where the Church does its thinking.’ He really meant it. Upholding the motives of the Church, but wanting us to be a full-fledged Catholic university, in every sense of the term, to appropriately acknowledged faculty prerogatives, to establish institutes and centers that were close to our Catholic mission and identity, to celebrate the achievements of the members of the Congregation of Holy Cross.“I used to have lunch with Ted every couple of weeks, sometimes with Tim O’Mara, a former provost, Bill Sexton and others from the University administration. I used to say to people, ‘If you want to know what we talk about, I’d have to kill you.’ But we had great conversations and one of the thing we talked about frequently was our great admiration and regard for Fr. John Jenkins, our contemporary president. How happy we were that someone of such great talent and enthusiasm and holiness was serving in succession to us. For me, one of the iconic moments in my time at Notre Dame was when the two of us put our hands on John’s shoulders at his inauguration and said a prayer of blessing. What a privilege that was, as we passed the mantle on.“Finally, Ted was a man of prayer. He celebrated Mass every day, except for one or two times when it was impossible. He carried a black bag everywhere he went which had all the elements that are necessary to celebrate mass. He would invite Russian politicos and scientists to come to mass. He would invite people who were of other religious faiths. He would invite atheists, or whoever, and generally they always said yes, and they went away fully embracing a kind of sense of God’s presence in their life.“He was the first priest to celebrate Mass at Lambeth Palace, which is the headquarters of the Archbishop of Canterbury, at that time George Carey. The first Mass there from the time of the Reformation, right there where Thomas Camden wrote the Book of Common Prayer, and a little bit away from where Thomas Moore was tried and hung. What a dramatic moment that was for both of us.“One time, on one of his birthdays, we celebrated Mass right along the Sea of Galilee in a motel in a room with a Christian-Arab driver. And all I could think of, here was Ted, right next to where Jesus would have been doing the same thing in his ministry. He celebrated the holy office; he prayed the rosary; he visited the Grotto. He tried to be a pastor to anyone who came into his presence. When he lost his eyesight, he had the blessing that he could then invite people, undergraduate students particularly, to come and read for him, and they had the concrete experience of the person in the flesh, so to speak.“When I left him on that last meeting, I asked him to bless me, which he did graciously. Now I want to say on behalf of all of us, Fr. Ted Hesburgh, C.S.C., you have been a great and holy priest. You have been our pastor here at Notre Dame, as you have for the country and the world. Now, go to God, and may you rest in peace.”Tags: Basilica of the Sacred Heart, Fr. Hesburgh, Monk Malloy, Ted Hesburghlast_img read more

University hosts breakfast series for nonprofit workers

first_imgFor the fourth year in a row, the University’s Office of Public Affairs and Nonprofit Executive Programs in the Mendoza College of Business are giving back to the local community in the form of a breakfast series for nonprofit workers. According to Marc Hardy, director of Nonprofit Executive Programs, the breakfast series is a way to provide the local nonprofit community with expert education on different parts of the nonprofit sector in a way that is sensitive to the busy lifestyle of the nonprofit worker. This year’s theme focuses on human resource tips for nonprofits.The series has four parts, one each month from January through April, each lasting 90 minutes, Hardy said. Each attendee must pay $100 to attend the whole series, which includes a hot breakfast each of the mornings. Hardy said the goal for the University is not to make money but to give back to the community.“It’s really kind of a public service. Most of the people that come are going to be local. If they’re alumni, they’re probably going to be local,” Hardy said. “It’s Notre Dame’s giveback. … It’s basically, for us, a break even. Sometimes we lose a little money, [but] it’s not something we try to make money on.”While the series is directed at a local audience, Hardy said it is open to anyone who wants to know more about the subjects being discussed. Undergraduate students can benefit from this series as well, especially if they are interested in the nonprofit sector, he said.Each part of the series is taught by a different expert in the field, Hardy said, with the goal that the presenters would be from Notre Dame, if possible. According to information on Notre Dame’s news website, Matt Bloom, associate management professor and principal investigator for the University’s Wellbeing at Work research program, will present Jan. 26, and Barbara Fick, associate professor of law, will present Feb. 23. Eric Love, director of staff diversity and inclusion, will present March 22, and Jill Bodensteiner, senior associate athletics director, will present April 26. The speakers will discuss topics including the benefits of diversity, multicultural competencies, worker wages, employee protections and leadership in the workplace.“The sessions will be held in Jordan Auditorium in the Mendoza College of Business beginning with breakfast from 7 a.m. to 8 a.m. and presentations from 8 a.m. to 9:30 a.m. A question-and-answer session between participants and presenters is conducted during each session. Registration is available online at community.nd.edu,” the website stated.Hardy said this nonprofit breakfast series is important because it is unique.“Nobody else is doing it. The only executive education for nonprofits that is being done in this area is being done by us,” Hardy said. “So, unless you’re in one of those programs, you probably don’t have this education open to you. And even if it was open to you, the cost [is] usually pretty high … or the time commitment [is] too much. So here you have very low cost … and you have a very doable schedule, and you have top experts in their areas.”Tags: mendoza college of business, Nonprofit Breakfast Series, Nonprofit Executive Programs, Office of Public Affairslast_img read more

Odds & Ends: Idina Menzel to Let It Roll at the White House & More

first_img Star Files Here’s a quick roundup of stories you may have missed today. Idina Menzel Will Sing at the White HouseTony winner and Frozen queen Idina Menzel is about to get presidential. No, not in Hamilton. The Broadway.com Audience Choice Award winner is set to perform at the White House’s 2016 Easter Egg Roll on March 28. Menzel will also sing the national anthem at the Easter event, because the White House is the only way you can possibly top the Super Bowl. Sing it with us now: “Let it roll, let it rolllll…”Kinky Boots Gets a New Cast RecordingHaving been nominated for seven Olivier Awards earlier this week, the West End production of Kinky Boots will soon release a live cast recording. The album will drop on April 1 and is available for pre-order beginning March 11. The Tony-winning musical’s London engagement stars Killian Donnelly, Matt Henry and Amy Lennox.Audra McDonald to Be Honored by New DramatistsSix-time Tony winner Audra McDonald will receive the New Dramatists’ 2016 Distinguised Achievement Award at its 67th annual spring luncheon. The event is set for May 12 at the New York Marriott Marquis. Before then, you can catch McDonald in her newest Broadway show, Shuffle Along, Or, The Making of the Musical Sensation of 1921 and All That Followed, beginning March 15 at the Music Box Theatre.Jonathan Larson Grant Recipients AnnouncedThe American Theatre Wing has named four emerging composers, lyricists and book writers as 2016 Jonathan Larson Grant recipients. This year’s honorees are César Alvarez, Nikko Benson, Carson Kreitzer and Sam Salmond. Each will receive a $10,000 grant to continue creating new work. Past recipients include Pulitzer-winning Next to Normal team Tom Kitt and Brian Yorkey, Dear Evan Hansen composers Benj Pasek and Justin Paul and Old Hats’ Shaina Taub.Seyfried and Sadoski: A Pair On Stage & Off Who doesn’t love an off-Broadway showmance? Amanda Seyfried and Thomas Sadoski, who co-starred in The Way We Get By at Second Stage last year, are now dating, according to Us Weekly. The two recently concluded shooting the upcoming film The Last Word together. View Comments Idina Menzel Idina Menzel(Photo: Bruce Glikas)last_img read more

Romola Garai & Emma Cunniffe Will Lead Queen Anne in the West End

first_imgRomola Garai & Emma Cunniffe in ‘Queen Anne'(Photo: Darren Bell) View Comments Romola Garai will join Emma Cunniffe in the West End transfer of Queen Anne. Performances of Helen Edmundson’s play will begin on June 30 at the Theatre Royal Haymarket, where it is set to open on July 10. The Royal Shakespeare Company production, directed by Natalie Abrahami, premiered at the Swan Theatre in Stratford-upon-Avon in 2015.The play opens just before Princess Anne (Cunniffe, reprising her role from the Swan Theatre staging) is to be crowned in 1702. As she prepares for her reign, several advisors vie for influence over the future monarch—including her closest friend and confidant, Sarah Churchill, Duchess of Marlborough (Garai). As Sarah’s pressure on Anne intensifies, so does their relationship, resulting in an estrangement filled with deceit and blackmail.Garai is mostly known for her film work, including performances in Atonement, Amazing Grace, Vanity Fair, Inside I’m Dancing, Glorious 39 and Suffragette. Her previous stage credits include King Lear and The Seagull with the Royal Shakespeare Company and the off-Broadway premiere of Indian Ink in 2014.Cunniffe’s U.K. stage credits include The Master Builder, Tales from Hollywood, Losing Louis, Women Beware Women, Proof, The Entertainer, Conquest of the South Pole and A Doll’s House.The limited engagement will run through September 30. Additional casting will be announced at a later date.last_img read more

Outdoor Updates: Gert Boyle, Chairwoman of Columbia Sportswear, dies at age 95

first_imgIf you find yourself in Florida, keep an eye out for manatees “This site is symbolic because it is the first place that people can come to honor the passengers of Flight 93 and really understand what happened out here on September 11,” Katie Cordek, the park’s public information officer told WJAC news.  Columbia Sportswear has announced the death of Gert Boyle, the tough-as-nails leader who ran the company for more than 50 years.  There were 40 passengers and crew aboard Flight 93 when it went down in the fields of Pennsylvania. The heroic efforts of the people aboard prevented the hijackers of the flight from attacking the U.S. Capitol.  A new hiking trail is unveiled at the Flight 93 National Memorial Boyle’s father founded Columbia Sportswear in 1938. After his death, Boyle’s husband, Neal Boyle, took the reins. When Neal Boyle unexpectedly died seven years later, Gert Boyle found herself in charge of the fledgling company, which was making just $800,000 in annual sales. Bankers advised her to cut her losses and sell but she kept the company and is credited with turning it around. Last year, the company boasted nearly $3 billion in sales. Over the years, Boyle became a company icon, featuring predominately in the company’s advertising and becoming known as “One Tough Mother.” In 2003, Boyle was inducted into the Sporting Goods Association Hall of Fame. center_img There’s a new hiking trail at the Flight 93 National Memorial in Shanksville, PA. The ‘Trail of Remembrance’ was unveiled on Saturday, November 2. The half-mile-long trail connects the memorial plaza located in the back of the Flight 93 memorial park to the location where the temporary Flight 93 memorial was first erected.  Did you know that November is Manatee Awareness Month? When the cold weather descends this time of year the 7,000 manatees that call Florida home head out in search of warmer waters. Because manatees can’t tolerate water cooler than 68 degrees for any length of time, the manatees migrate to Florida’s warm-water springs. Disturbing manatees in their winter warm-water homes can cause them to flee to colder waters, putting their lives at risk. Gert Boyle, Chairwoman of Columbia Sportswear, dies at age 95 Boaters are asked to obey manatee protection zones identified by waterway signs and to wear polarized sunglasses to more easily see manatees swimming in the water. For more information about Florida’s manatees visit MyFWC.com/Manatee.last_img read more

Reinventing credit unions for the 21st century: A conversation with Kirk Drake

first_img 257SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert McGarvey A blogger and speaker, Robert McGarvey is a longtime journalist who has covered credit unions extensively, notably for Credit Union Times as well as the New York Times and TheStreet, … Web: www.mcgarvey.net Details For two decades Kirk Drake has immersed himself in credit unions – as CEO of CUSO Ongoing Operations in Maryland and also now as an author and speaker on what he calls CU-2.0. What Drake is mulling is the how to of insuring credit union relevance in a new century with new, global competitors and a new generation that, increasingly, wants everything to be as easy as buying a book on Amazon or streaming a TV show on Netflix. New eras call for new thoughts and that’s Drake’s metier. Here he shares some of his pointed advice.* Why didn’t credit unions successfully capitalize on the bad press given banks circa 2008? Market share remained essentially stagnant. Why?Drake: I think there are three primary reasons. Individually many credit unions had success during this time – but most credit unions measure success in the single digits. We don’t tend to look at what market share do we want, who are our banking competitors, and how do we get there quickly. Consequently, a lot of credit unions growing doesn’t really add up to much since the bases are small.Second, I don’t think we have the ingredients in place to grow faster. Digital / E-commerce can create great scalability. Most credit unions I talk to are worried about growing too fast. I get that from a balance sheet/ALM perspective. But if you get the digital commerce experience working well it can alleviate many of those issues. For example, if you got your platform able to generate a lot of leads, you can then use your platform to filter the leads and ultimately to fulfill the leads. The more you do that, the more people get to spend their time on service instead of transactions.Lastly, I don’t think as an industry we have figured out how to speak with one voice.  In my mind, credit unions should really be more like Subway sandwich franchises. They of course should differentiate at a local level, but if we could get the industry to at least standardize on one thing and push that – we could really have a lot of impact and leverage that strength when banks are helping us out by being banks. * What’s a typical credit union’s biggest competitor?Drake: In my mind the competition right now is actually coming from fintechs. Paypal is huge in this space. Most credit unions do more transactions with Paypal then the big banks.  They just bought a bill pay vendor. As that continues, they will keep adding on services and quietly stealing your members’ eyeballs and mindshare. More broadly, with billions of capital going into fintechs and PayPal showing the way, there are new startups daily.  Consumers want e-commerce based financial services, traditional banks and credit unions aren’t doing enough to solve the little problems….we are trying to do what we always did – online.* Do most credit unions do a good or bad or no job in differentiating themselves in the market?Drake: For some reason, I find that as credit unions get bigger and have more scale – they just look more bank like. We tend to think of sophistication as sterility in this industry and we remove personality and the little things that keep us relevant in local communities. * In 1975 there were over 22000 credit unions. Now there are under 6000. How many will there be in 2025?Drake: My guess: probably about 5k. I am seeing less consolidation for two reasons – 1. As credit unions try to grow through consolidation they realize it doesn’t create more value and is a lot of work. So unless it is a strategic merger that gives them a new market, a lot of credit unions are starting to move away from that strategy. 2. New leaders are taking over credit unions every day. As the generation of leaders shift to Gen X instead of Baby Boomers – I think we are seeing more digital first and data driven models emerge and we will see a ground swell that helps keep some of the smaller ones in the game.* What percentage of credit unions have truly embraced a digital-first business model?  Drake: My guess is about 5% are investing heavily in this transition. There are lots that think they are stuck in the how do I let my members do branch transactions online…that isn’t really the same thing!* Why do CU leaders cling to the mythology that they win because of face to face branch contacts – when more and more consumers do not want to set foot in a branch?Drake: I think it is because it is what they know and it feels tangible. E-commerce can feel very unhuman. It is weird to see people transact business with your website, research things, buy them, talk about them, and most of all trust you without ever having met you. It feels like you are somehow cheating. Shaking a member’s hand in a branch simply feels more human.* What are three steps every credit union has to take to be a 2025 survivor?Drake:Begin using data in every part of the business.Embrace your credit union heritage and look like a credit union, not like a bankGo buy some marketing automation software (like hubspot) and start seeing what you can do with it.last_img read more

New tech platforms hold the key to retail banking’s future

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Almost all traditional banks and credit unions have been hampered by legacy technology that has made it difficult for them to compete with new tech-driven competitors. But options are now available — and being used, in a few cases — that free up institutions to compete in a far more agile, consumer-focused manner.The change could be liberating — but only if banks and credit unions embrace it and make the necessary staff and cultural adjustments to take advantage of more modern technology platforms.Other than the largest financial institutions, to date very few banks and credit unions have deployed advanced technologies such as artificial intelligence, according to Cornerstone Advisors research.last_img read more

Marcelo Bielsa explains why he still won’t start Arsenal loanee Eddie Nketiah in lengthy rant

first_imgMarcelo Bielsa explains why he still won’t start Arsenal loanee Eddie Nketiah in lengthy rant Bamford has no goals in his last eight Championship starts (Picture: Getty)‘After saying that, I am not 100% sure what I’m saying. Football is football. We are forced to analyse. We are forced to take conclusions. But if the conclusion we take analyses where we are, football would not be the first sport in the word.AdvertisementAdvertisement‘If you give him the option to chose between my way to analyse and free football, I prefer free football. I don’t prefer the football I build in my mind.‘Football is of players. Be careful. Every time you find less players who deserve the freedom of the free football.‘For this reason, Sheffield United can beat Arsenal. Because every time, there are less players who deserve one team where they don’t have to adapt themselves to a new situation.’More: SchoolMum finds girl, 6, rubbing talcum powder on her face to make herself whiteParents vow to homeschool son after headteacher bans face masks in classTrans boy, 17, waiting two and a half years to get an appointment at gender clinic Nketiah scored an excellent header to claim a point against Preston (Picture: Getty)In a lengthy explanation, Bielsa explained: ‘We cannot talk about Bamford when it’s necessary to talk in comparison with Nketiah. I know that it’s not your intention.AdvertisementAdvertisementADVERTISEMENT‘But what I say about Bamford is going to be compared with what I say about Nketiah. So to talk about Patrick is more useful to describe Nketiah.‘Nketiah has developed at one club, Arsenal, and has to play at Leeds. I am not comparing the level of both. But you can see clearly the performance in one team or the other team. We don’t have the players who win the match themselves.‘Big teams, like Arsenal, they have a lot of players that can win one match with one play. This is natural Nketiah has developed in this school.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘And he has all the resources, skills, to resolve the needs of scoring one goal. But we need to build the chance at goal. And we cannot build the chances if we don’t have a structure within all the players to create the chances.‘You will see that every time is going to be less difficult to Eddie to be more similar to give this contribution to the team. When he in the last match went to the pitch at Preston, the match was played in the place of the pitch where he plays better, by the box.‘Against Birmingham he was far from the box and without offensive creation. And against Birmingham he didn’t have a good match, against Preston he had an impact. To finish this explanation, the most important, what he does when we have to score. Nketiah is very good at scoring. Also Bamford. Comment The youngster has made nine Championship appearances, all off the bench (Picture: Getty)Leeds United boss Marcelo Bielsa has again defended his decision to keep picking Patrick Bamford over Eddie Nketiah and says the Arsenal loanee focuses too much on scoring himself.Nketiah came off the bench for the ninth time in the Championship this season on Tuesday night to net a late equaliser against Preston, with starter Bamford having fired blanks in his last eight consecutive outings.There are growing calls for the Arsenal loan star to be given a run in the first team, but Bielsa is sticking by Bamford and believes Nketiah still has a lot of improving and adapting to do. Metro Sport ReporterThursday 24 Oct 2019 3:41 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link221Shares Bielsa feels Bamford does far more for the team despite not scoring (Picture: Getty)‘But Bamford is missing chances and Nketiah is scoring. But there is a fact before you score a goal, you build the situation that allow the chance to score.‘Bamford or Nketiah – which player do you think ran more? [Journalists answer Bamford] No, Nketiah. You know why? Bamford ran for the needs of the team. Nketiah ran just to try and score.‘The metres that Bamford ran is true to the team. And to finish, Nketiah puts these meters in to finish the action.‘It’s natural. What I’m looking for, to achieve that Eddie feels the needs of the team and that he understands if he doesn’t put the metres in both things, he is going to have less chances to score. Advertisement Advertisementlast_img read more

Former National Party Minister Mick Veivers and wife Betty sell Gold Coast home

first_imgFormer Member for Southport and Australian Rugby League player Mick Veivers and his wife, Betty, have sold their Benowa home. Picture: Jerad WilliamsAFTER owning it for more than three decades, former National Party minister and Australian rugby league player Mick Veivers and his wife Betty have sold their sprawling Gold Coast home at auction during the weekend for $880,000. 14 Evans Drive, Benowa. 16 Surf St, Mermaid Beach sold under the hammer during the weekend for $1.706 million. Mick Veivers and his wife, Betty in their Benowa home they just sold. Picture: Jerad Williams 14 Evans Drive, Benowa. More from news02:37International architect Desmond Brooks selling luxury beach villa14 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoRay White Queensland auctioneer Phil Parker, who called the auction, thanked the crowd for attending on Remembrance Day before he asked for opening bids.At 12.13pm, a bid of $750,000 started proceedings.Twelve bids followed by three active bidders before the auction was paused at $880,000.Following negotiations with the Veivers family, the property was placed on the market. MORE NEWS: Does this home have the best views on the Gold Coast? Former Member for Southport and Australian Rugby League player Mick Veivers and his wife, Betty have sold their Benowa home. Picture: Jerad WilliamsThe crowd, which included families, neighbours and even passersby walking their dogs, were given ice blocks and bottles of water to keep cool.Tim Grevell of Ray White Benowa marketed the property and said both the vendors and buyers were pleased with the outcome.“It’s a big decision when you sell a home,” Mr Grevell said.“(The sellers) said they were extremely happy with the result.”“We had 58 groups through the home over four weeks which proves the market is active.“People appreciated that this was a lovely block, opposite a park and a well built home.”The four-bedroom, two-bathroom house sits on a 1252sq m block and has a number of character features including timber ceilings, exposed brick and an open fireplace. The Veivers have lived a happy life in the home and made many memories they won’t forget, including when Mr Veivers was elected to parliament for the first time. MORE NEWS: Luxury apartments selling fastcenter_img The pair, who lived in the Benowa house at 14 Evans Dr for 36 years, had decided to sell so they could downsize. “It’s lovely and it overlooks the park, it’s just that it’s a bit big,” Mr Veivers, a former Member for Southport, told the Bulletin.About 80 people, including 10 registered bidders, turned out to see the house go under the hammer yesterday. 14 Evans Drive, Benowa. 14 Evans Drive, Benowa. 14 Evans Drive, Benowa. It sold to a Gold Coast couple at 12.27pm, exactly 14 minutes after opening bids were called.“They (the sellers) didn’t muck around, they were here to sell it,” Mr Parker said.“The buyers were nice people who spoke really highly of the vendor.“The Veivers are happy, the buyers are happy and we would have a couple of unhappy underbidders who missed out.” 1 St Raphael Terrace, Sorrento sold for $1.2 million over the weekend.Other weekend sales included a beach house at 16 Surf St, Mermaid Beach.It was all about location when the house sold under the hammer for $1.706 million on Saturday to a Mermaid Beach resident. Luke Henderson and Cindy Katene of Professional John Henderson marketed the property. Sam Guo and Julia Kuo of Ray White Broadbeach also sold a Sorrento house at auction during the weekend. The property at 1 St Raphael Terrace sold for $1.2 million.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:58Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:58 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p360p360p216p216pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenWhy location is everything in real estate01:59last_img read more

The Surprising Truth About Women and Violence

first_imgTime 25 June 2014 There is little dispute that men commit far more violent acts than women. According to FBI data on crime in the U.S., they account for some 90% of known murderers. And a study published in American Society of Criminology finds that men account for nearly 80% of all violent offenders reported in crime surveys, despite a substantial narrowing of the gap since the 1970s. But, whatever explains the higher levels of male violence—biology, culture or both—the indisputable fact is that it’s directed primarily at other males: in 2010, men were the victims in almost four out of five homicides and almost two-thirds of robberies and non-domestic aggravated assaults. Family and intimate relationships—the one area feminists often identify as a key battleground in the war on women—are also an area in which women are most likely to be violent, and not just in response to male aggression but toward children, elders, female relatives or partners, and non-violent men, according to a study published in the Journal of Family Violence.Last April, when Connecticut high school student Maren Sanchez was stabbed to death by her a classmate allegedly because she refused to go to the prom with him, feminist writer Soraya Chemaly asserted that such tragedies were the result of “pervasive, violently maintained, gender hierarchy,” male entitlement, and societal “contempt for the lives of girls and women.” But what, then, explains another stabbing death in Connecticut two months earlier—that of 25-year-old David Vazquez, whose girlfriend reportedly shouted, “If I can’t have you, no one can!” before plunging a knife into his chest shortly after Vazquez said he was leaving her for a former girlfriend? Or the actions of a 22-year-old former student at New York’s Hofstra University who pleaded guilty last November to killing her boyfriend by deliberately hitting him with her car due to a dispute about another woman? Or the actions of the Florida woman who killed her ex-partner’s 2-year-old daughter and tried to kill the woman’s 10-year-old son last month shortly after their breakup?Research showing that women are often aggressors in domestic violence has been causing controversy for almost 40 years, ever since the 1975 National Family Violence Survey by sociologists Murray Straus and Richard Gelles of the Family Research Laboratory at the University of New Hampshire found that women were just as likely as men to report hitting a spouse and men were just as likely as women to report getting hit. The researchers initially assumed that, at least in cases of mutual violence, the women were defending themselves or retaliating. But when subsequent surveys asked who struck first, it turned out that women were as likely as men to initiate violence—a finding confirmed by more than 200 studies of intimate violence. In a 2010 review essay in the journal Partner Abuse, Straus concludes that women’s motives for domestic violence are often similar to men’s, ranging from anger to coercive control.Critics have argued that the survey format used in most family violence studies, the Conflict Tactics Scale, is flawed and likely to miss some of the worst assaults on women—especially post-separation attacks. Yet two major studies using a different methodology—the 2000 National Violence Against Women Survey by the National Institute of Justice and the Centers for Disease Control National Intimate Partner and Sexual Violence Survey published last February—have also found that some 40% of those reporting serious partner violence in the past year are men. (Both studies show a much larger gender gap in lifetime reports of partner violence; one possible explanation for this discrepancy is that men may be more likely to let such experiences fade from memory over time since they have less cultural support for seeing themselves as victims, particularly of female violence.)Violence by women causes less harm due to obvious differences in size and strength, but it is by no means harmless. Women may use weapons, from knives to household objects—including highly dangerous ones such as boiling water—to neutralize their disadvantage, and men may be held back by cultural prohibitions on using force toward a woman even in self-defense. In his 2010 review, Straus concludes that in various studies, men account for 12% to 40% of those injured in heterosexual couple violence. Men also make up about 30% of intimate homicide victims—not counting cases in which women kill in self-defense. And women are at least as likely as men to kill their children—more so if one counts killings of newborns—and account for more than half of child maltreatment perpetrators.What about same-sex violence? The February CDC study found that, over their lifetime, 44% of lesbians had been physically assaulted by a partner (more than two-thirds of them only by women), compared to 35% of straight women, 26% of gay men, and 29% of straight men. While these figures suggest that women are somewhat less likely than men to commit partner violence, they also show a fairly small gap. The findings are consistent with other evidence that same-sex relationships are no less violent than heterosexual ones.For the most part, feminists’ reactions to reports of female violence toward men have ranged from dismissal to outright hostility. Straus chronicles a troubling history of attempts to suppress research on the subject, including intimidation of heretical scholars of both sexes and tendentious interpretation of the data to portray women’s violence as defensive.READ MORE: https://time.com/2921491/hope-solo-women-violence/last_img read more